Assisted Living
Private pay for room and board and
all ancillary charges.
Long term care insurance policies
are accepted if criteria are met.
Therapy and other services are covered
by Medicare Part B and most supplemental insurance
programs.
Rates vary by apartment size and level
of care.
Nursing Care
Intermediate and general nursing care
are provided on a private pay basis.
Skilled nursing services are usually
paid by Medicare Part A and private insurance companies.
Long term care insurance policies
are accepted if criteria are met.
Therapy and other services are covered
by Medicare Part B and most supplemental insurance
programs.
Skilled Nursing Care
Hospital stay covering 3 midnights
is required for Medicare to pay for skilled nursing. Some managed
care firms will waive this requirement.
Medicare coverage:
Days 1-20 are 100% covered by Medicare Part A and most private
insurance companies.
Days 21-100 Medicare requires a co-payment from the resident.
Most supplemental insurances will cover the co-pay portion.
Managed Care or HMO's may cover all
expenses for pre-authorized stays.